NBT Gains serves you, General Insurance & helps to protect yourselves and the things you value, such as homes, our cars and valuables, from the financial impact of risks, big and small – from fire, flood, storm and earthquake, to theft, car accidents, travel mishaps.

We can offer you types of risks we wish to cover by choosing the right kind of policy with the features. General Insurance works by spreading the cost of unexpected risks among a large number of people in the same region who share similar risks.

If things go wrong, NBT Gains may either repair or replace the items that have been lost or damaged, depending on the terms of your policy. You may also have the choice of receiving a cash settlement for the amount of money agreed in your policy.

That is why at NBT Gains we provide you with General Insurance, that helps you protect yourself and your family from such unexpected dangers. It covers your life as well your valuable assets such as home, car, etc from many big and small threats such as fire, storm, earthquake, theft, accidents and other mishaps.

We work out the most apt risk cover for you with the right kind of policy and suitable features. General Insurance works by spreading the cost of unexpected risks amongst a large number of people in the same region who share similar risks.

In case of an unfortunate event, NBT Gains may either repair or replace the things that have been lost or damaged, depending on the terms of your policy. You may also have the choice of receiving a cash reimbursement for the amount of money agreed in your policy.